Rashin lamuni

Rashin lamuni

Green rance yana nufin rance wanda ya dogara da ka'idojin muhalli don amfani da kudade da aka tsara. Yana daga cikin zuba jari mai ɗorewa kuma yana da niyyar rage tasirin da ke kan muhalli na sabbin ayyukan rance. Ya haɗa da takardun kore (bashin bashi), rancen kore (sau da yawa suna da alaƙa da takamaiman aikin) da rancen da ke da alaƙa mai ɗorewa (yawanci ana da alaƙa le manufofin aikin ɗorewa).

Tarihi

Farawa a shekara ta 2005 manyan bankunan Amurka kamar su Wells Fargo (Yuli 2005, $ 1bn sama da shekaru 5) da Bankin Amurka (Maris 2007, $ 20 biliyan) sun fara sadaukar da kudade ga Kasuwanci mai ɗorewa. Wannan yawanci yana nufin tallafawa gina gine-gine ko kamfanoni masu dorewa ko masu kyau. Shirin ba da rance na kore ya bayyana cewa masu ba da ranta ne suka karbe shi ba kamar masu ba da bashi ba.

A cikin 2018 Ƙungiyar Kasuwancin Lance a Burtaniya ta ba da ƙa'idodin Green Loan don tabbatar da cewa ana amfani da duk wani rancen kore don ayyukan kore masu cancanta. Wannan ya haɗa da bayyana cewa wannan dole ne a bayyana shi a sarari a cikin takardun kuɗi tare da fa'idodin muhalli da ake tsammani, wanda dole ne a tantance shi, auna shi kuma mai ba da bashi ya bayar da rahoton. Jerin ayyukan da suka cancanci zama kore ya dogara ne akan jerin da Ƙungiyar Kasuwancin Kasuwancin Duniya ke amfani da su don bayyana Green Bonds.

Rarrabawar ESG da rance mai kore

A watan Afrilu na shekara ta 2017, Unibail-Rodamco-Westfield ta sanya rancen kore na € 650Mn tare da ƙungiyar banki da Lloyds Banking Group ke jagoranta a matsayin mai tsarawa da mai tsara kore. Wannan shi ne na farko a duniya 'daidaitaccen rance', yana da gefen da ke da alaƙa da ESG Key Performance Indicators.

URW / LBG ba da daɗewa ba ta biyo bayan ING Group ta shirya rance mai ɗorewa ga Philips. Dukkanin wuraren sun haɗu da yawan riba na rance ga aikin dorewar kamfanin, ko dai ta hanyar ambaton ƙididdigar dorewar waje, ko Key Performance Indicators sun amince da bankunan ƙungiyar. A watan Yunin 2018, Bloomberg News ta ruwaito cewa ING Group ta rufe irin wannan yarjejeniya 15 inda bankin zai rage farashin aro da tsakanin 5% da 10% bisa ga darajar ESG da kamfanin ya bayar ta Sustainalytics. Kamar yadda aka nuna a jerin rance na muhalli na muhallar, wasu bankunan da yawa sun haɗa kai da hukumomin ƙididdigar ESG daban-daban.

Ranar	Kamfanin	Adadin	Daidai da USD ($m)	Kasar	Irin rance	Amfani da kudaden da aka samu	Manufar / KPI	Farashin	Tsawon lokaci
Afrilu 2017	Unibail Rodamco	Yuro 650m	760	Faransa	RCF da aka haɗa	Babban manufar kamfanoni	KPI na mutum da ke da alaƙa da aikin muhalli	Taron KPIs yana haifar da raguwar kuɗin da aka biya bankunan	2022
Afrilu 2017	Royal Philips	Yuro biliyan daya	1170	Netherlands	RCF da aka haɗa	Babban manufar kamfanoni	Ayyukan dorewar Philips da ƙididdigar da Sustainalytics suka bayarBayyanawa mai dorewa	Idan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka.	2022
Yuni 2017	Barry Callebaut	Yuro 750m	870	Switzerland	RCF da aka haɗa	Babban manufar kamfanoni	ESG Score daga SustainalyticsBayyanawa mai dorewa	Idan darajar ESG ta tashi, yawan riba ya sauka - kuma akasin haka.	2022
Yuli 2017	Gas na halitta	Yuro 330m	380	Spain	RCF na Biyu	-	Ingantaccen dorewa	Wani bangare yana da alaƙa da tasirin muhalli, zamantakewa da kuma tsarin mulki na kamfanin.	Fiye da shekaru huɗu tare da yiwuwar ƙarin shekara.
Oktoba 2017	Abun kunya	Yuro 100m	118	Spain	RCF na Biyu	-	Ingantaccen dorewa	Kudin rance yana da alaƙa da ƙimar dorewa daga SustainalyticsBayyanawa mai dorewa	-
Oktoba 2017	SocFin	Yuro 15m	18	Belgium	Kudin lamuni na biyu	-	Ingantaccen dorewa	-	-
Oktoba 2017	bPost SA	Yuro 300m	354	Belgium	RCF da aka haɗa	-	Ingantaccen dorewa	ESG rating a cikin farashin rancen da Sustainalytics ya ƙayyadeBayyanawa mai dorewa	-
Nuwamba 2017	Wilmar	$ 150m	150	Singapore	RCF na Biyu	Babban manufar kamfanoni	ESG Score daga SustainalyticsBayyanawa mai dorewa	Idan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka.	-
Disamba 2017	Cibiyar Wutar Lantarki ta Spain	Yuro 800m	944	Spain	Kudin da aka ba da rance	Babban manufar kamfanoni	ESG Score daga Vigeo Eiris	Idan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka.	-
Disamba 2017	Casino Guichard Perrachon	Yuro 50m	59	Faransa	Rashin rance na biyu	-	Ingantaccen dorewa	-	-
Disamba 2017	LafargeHolcim	Ba a bayyana ba	Ba a bayyana ba	Switzerland	RCF na Biyu	-	Ingantaccen dorewa	-	-
Mayu 2017	EDF	Yuro 150m	164	Faransa	RCF na Biyu	Babban manufar kamfanoni	ESG Score daga SustainalyticsBayyanawa mai dorewa	Idan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka.	NA
Fabrairu 2018	Danone	Yuro biliyan 2	2500	Faransa	Cibiyar ba da bashi	Babban manufar kamfanoni	ESG score da Sustainalytics da Vigeo Eiris / KPI suka bayar: Wani ɓangare na Tallace-tallace da ke da alaƙa da rassa da B Corp ta tabbatar	Tsarin ƙarfafawa da ke da alaƙa da KPIs guda biyu	-
Fabrairu 2018	Taswirar	Yuro biliyan daya	1250	Spain	Cibiyar ba da bashi	Babban manufar kamfanoni	ESG Score daga Vigeo Eiris	Idan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka.	Ya tsawaita lokacin balaga har zuwa 2023 (buɗe don yiwuwar tsawaitawa)
Maris 2018	Olam	$ 500m	500	Singapore	Rance	Babban manufar kamfanoni	Sakamakon da Sustainalytics suka bayar a kan ka'idojin da aka haɗa da ESG 50	Idan an cimma burin a duk maki, farashin riba ya sauka - kuma akasin haka.	Shekaru Uku
Afrilu 2018	Daidaitawa	Yuro 600m	738	Switzerland	Rance	Babban manufar kamfanoni	ESG Score daga SustainalyticsBayyanawa mai dorewa	Idan darajar ESG ta tashi, yawan riba ya sauka - kuma akasin haka.	-
Afrilu 2018	Ƙungiyoyi da yawa	$ 80m	80	Rasha	RCF na Biyu	-	Ingantaccen dorewa	Idan Ci gaba da ci gaba ga Polymetal ya inganta, za a rage yawan riba ga rancen. Sabanin haka, idan ci gaba da ci gaba ya lalace, yawan riba zai karu.	-
Yuni 2018	CMS Makamashi	dala biliyan 1.4	1400	US	RCF da aka haɗa	-	Sabbin wuraren bashi suna ba da damar CMS don rage yawan sha'awar ta hanyar saduwa da manufofi da suka shafi dorewar muhalli, musamman samar da makamashi mai sabuntawa	-	-
Yuni 2018	Avangrid	dala biliyan 2.5	2500	US	RCF da aka haɗa	-	Mai nuna ci gaba zai tabbatar da kansa ta hanyar hukumar Vigeo Eiris.	Hanyar daidaita farashi bisa ga ci gaba da rage ƙarfin fitarwa na AVANGRID.	2023
Mayu 2018	Gabaɗaya	Yuro biliyan 2	2380	Italiya	RCF	Babban manufar kamfanoni	Sakamakon ESG	Kudin yana da alaƙa da manufofi akan saka hannun jari na kore da kuma ci gaban da aka yi akan shirye-shiryen dorewa.	Shekaru 3
Yuli 2018	Pennon	£ 100m	130	Burtaniya	Lambar Lambar Lokaci	-	Kudin yana buƙatar Pennon Group don saduwa da manufofin ESG / Sustainability da mahimman alamun aiki bisa ga ESG Index da ƙungiyar ƙididdiga mai zaman kanta ta bayar, SustainalyticsBayyanawa mai dorewa	Pennon Group ta sami raguwa a kan rancen idan an cimma burin	Shekaru 5
Satumba 2019	Energa	PLN2bn	500	Poland	Rance	-	Mai nuna ci gaba zai tabbatar da kansa ta hanyar hukumar Vigeo Eiris.	Idan darajar ESG ta tashi, yawan riba ya sauka - kuma akasin haka.	Shekaru 5
Disamba 2019	Avation	ba a nuna shi ba	ba a nuna shi ba	Singapore	Rance	Sayen Jirgin Sama	Kamfanin Vigeo Eiris ya tabbatar da alamar dorewa da kansa	An gyara shi	Shekaru 10

A watan Satumbar 2018, bankunan biyar, ciki har da BBVA, sun tsara kayan aiki na bashi mai juyawa (RCF) don mai amfani da wutar lantarki ta Italiya A2A a cikin yarjejeniyar kudi mai daraja a Euro miliyan 400. Kudin da aka haɗa ya sami kansa na hanyar da ta dace da sigogi biyu: aikin da aka zaɓa guda biyu na KPIs (ƙwarewar sarrafa sharar gida da ƙarar makamashi mai sabuntawa da aka siyar a kasuwar mai yawa, yana jaddada mayar da hankali ga ƙungiyar A2A akan tattalin arzikin zagaye da decarbonation). Standard Ethics Aei ne ya ba da ƙimar ESG da aka nema a kowace shekara.