Stephen McLin

Stephen McLin
Rayuwa
Haihuwa	11 Nuwamba, 1946 (79 shekaru)
Karatu
Makaranta	Jami'ar Stanford Stanford Graduate School of Business (en) University of Illinois Urbana–Champaign (en)
Sana'a
Sana'a	ɗan kasuwa da Ma'aikacin banki

Stephen McLin ya daɗe yana aiki a fannin banki, wanda ya zo masana'antar daga injiniyanci, maimakon samun ilimin kuɗi.

McLin, ɗan fari daga cikin yara shida, ɗan likita ne na rundunar sojin sama . Ya girma yana ƙaura duk bayan shekaru kaɗan, ciki har da kusan shekaru uku a Wiesbaden, Jamus, inda mahaifinsa yake shugaban tiyata. Da ya dawo Amurka, McLin ya yi makarantar sakandare a Laredo, Texas, kuma ya kammala karatunsa a 1964. Daga nan aka naɗa mahaifin McLin kwamandan asibiti a sansanin sojojin sama na Chanute da ke Rantoul, Illinois, don haka McLin ya je kwaleji a Jami'ar Illinois da ke kusa da Urbana–Champaign . Ya yi karatun injiniyan sinadarai (wanda yanzu ake kira Sashen Sinadarai da Injiniyan Halittu) kuma ya kammala karatunsa da digirin farko a fannin kimiyya a 1968.

Sana'a

Bayan kammala karatunsa, McLin ya kama aiki da Atlantic Richfield ( ARCO ) a Anaheim, California. Bayan ya yi aiki a can na tsawon shekara guda, McLin ya halarci Jami'ar Stanford kuma ya sami digiri na biyu a fannin injiniyan injiniya (1970). A kan hanyarsa ya gano cewa yana da sha'awar kuɗi, don haka ya zauna a Stanford ya sami digiri na MBA a 1972.

McLin ya yi aiki mafi yawan aikinsa a Bank of America (BofA), yana siyan wasu kamfanoni da sayar da su. Ya fara aiki a matsayin mataimakin mataimakin shugaban kasa a sashen masu karbar kudi kuma cikin shekaru bakwai ya tashi ya zama babban mai tsara dabarun BofA. Babban yarjejeniyarsa ta farko ita ce siyan Charles Schwab Corporation, babban dillalin rangwame, a shekarar 1981. Wannan ciniki ya ci gaba zuwa abin da wakilin jaridar New York Times Tom Friedman ya kira "shari'ar gwaji ta tarihi ga dokokin bankunan Tarayya." McLin ya kuma "kirkire" siyan bankin da ke Seattle, Seafirst, wanda ya ba Bank of America damar shiga wata jiha a wajen California, inda take. McLin ya ƙirƙiro tsarin kuɗi, wanda ya kira "kuɗin da ya dace," wanda ya kare BofA idan asarar Seafirst a fannin makamashi ta fi muni fiye da yadda take a da.,

A shekarar 1985, McLin shi ne babban jami'i na uku mafi albashi a BankinAmerica, inda ya sami dala $285,330 a matsayin albashi. A shekarar 1986, McLin ya zama mataimakin shugaban zartarwa kuma BankAmerica Corp. wani reshe na Bankin Amurka. A lokacin aikinsa a Bank of America, America First da STM Holdings, LLC, McLin ya yi shawarwari kan ma'amaloli, saye da sayarwa sama da 40, wanda ya wakilci jimillar kadarori da suka kai dala biliyan 32.

A shekarar 1987, yana da shekaru 40, McLin ya bar BofA ya zama shugaban Asusun Tallafin Kuɗi na Amurka na Farko. A can ya tara jarin hannun jari na dala miliyan 100 don siyan kamfanonin S&L guda biyu na Arewacin California. Lokacin da Amurka ta rufe shekaru goma bayan haka, ta mayar da ribar riba da riba sama da dala miliyan 500 ga masu hannun jarinta.

McLin ya yi ritaya yana da shekaru 51, ya kafa Gidauniyar Iyali ta McLin, kuma ya yi aiki a hukumar Schwab daga 1988 zuwa 2019.