Kamfanin Hada-hadar Bada Rance na Najeriya

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Group half.svgKamfanin Hada-hadar Bada Rance na Najeriya
Bayanai
Iri public limited company (en) Fassara
Mulki
Tsari a hukumance public limited company (en) Fassara
Tarihi
Ƙirƙira 24 ga Yuni, 2013
nmrc.com.ng

Kamfanin hada-hadar ba da rance na Najeriya Plc (NMRC) an kafa shi a ranar 24 ga watan Yunin shekara ta 2013 a matsayin kamfanin iyakance abin alhaki na jama'a da ke rajista tare da Hukumar Tsaro da Kasuwanci (SEC) kuma Babban Bankin Nijeriya (CBN) ya tsara shi azaman cibiyar ba da kudi tare da ainihin aikin sake ba da rance.

An kafa NMRC ne domin cike gibin kudaden da ake kashewa na bada rancen gidaje da kuma inganta samuwar samar da wadatattun gidaje ga 'yan Najeriya ta hanyar samar da karin ruwa a kasuwar jingina ta hanyar jingina da bankunan kasuwanci. [1]

Tarihi[gyara sashe | Gyara masomin]

Kamfanin Hada-hadar Bayar da Jinginar Najeriyar (NMRC) an haɗe shi azaman kamfani na iyakance abin alhaki na jama'a da aka ba da lasisi don samar da cibiyoyin bayar da lamuni ta hanyar samar da kuɗi na dogon lokaci a cikin araha mai rahusa, wanda hakan ke ba da damar waɗannan cibiyoyin su bayar da jinginar ga 'yan Nijeriya, a cikin masu haya masu tsayi da kuma araha mai tsada.

NMRC ta sami Yarjejeniyar-in-ƙa'ida daga CBN a ranar 20 ga watan Yunin shekara ta 2013. Kamfanin ya zama an kafa shi ne a ranar 24 ga watan Yunin shekara ta 2013 kamar yadda Kamfanin Bayar da rance na Najeriya Plc kuma aka ba su lasisin yin aiki a ranar 18 ga watan Fabrairun, shekara ta 2015. [2]

Shugabanci[gyara sashe | Gyara masomin]

Kwamitin gudanarwa na kamfanin NMRC suna da alhakin ƙirƙirar manufofi da dabarun Kamfanin kamar haka:

Sunan Memba Matsayi a NMRC Sauran Alkawari
MR. CHARLES ADEYEMI DAN TAKARAR-JOHNSON SHUGABA Babban Aboki a Strachan Partners
MR KEHINDE OGUNDIMU SHUGABA
MR. UCHE ORJI Daraktan da ba na zartarwa ba Manajan Darakta / Shugaba na Hukumar Kula da Zuba Jari ta Nijeriya
MR. FEMI JOHNSON Daraktan da ba na zartarwa ba Manajan Darakta / Shugaba Home Base Mortgage Bank Limited
MR. RAZACK ADEYEMI ADEOLA Daraktan da ba na zartarwa ba Babban Manajan Darakta / Shugaba Sterling Bank Plc Kakawa Discount House Ltd.
MR. JOSEPH MAGAJI AZI Daraktan da ba na zartarwa ba Ma'aikatar Kudi ta Haɗa.
MR. HERBERT WIGWE Daraktan da ba na zartarwa ba Manajan Daraktan Rukuni - Access Bank Plc.
MRS. FATIMA WALI-ABDURRAHMAN Daraktan da ba na zartarwa ba Kwararren Masani
MR. ADENIYI AKINLUSI Daraktan da ba na zartarwa ba Manajan Darakta / Shugaba TrustBond Mortgage Bank Plc Shugaban theungiyar Bankin Banki na Nijeriya (MBAN)

[3]

Lambobin yabo[gyara sashe | Gyara masomin]

Kamfanin Bayar da Lamuni na Najeriya (NMRC) ya karbi lambar yabo a rukunin 'Bankin Ba da rance na Shekara' a karo na takwas na lambar yabo ta Bankin Afirka da aka gudanar a Kigali, Kasar Rwanda. [4]

Rassa da rassa[gyara sashe | Gyara masomin]

Kamfanin Bayar da Lamuni na Najeriya (NMRC) yana da Jihohi guda 18 na gwaji a Najeriya inda gwamnoni suka riga suka kuduri aniyar tallafawa shirin na NMRC ta hanyar samar da yanayin da kamfanin zai sake samun kwarin gwiwar samun jingina da suka hada da Abia, Anambra, Bauchi, Bayelsa, Delta, Edo, Ekiti, Enugu, Gombe, Kaduna, Kano, Kwara, Lagos, Nasarawa, Ogun, Ondo da FCT. [5]

Kamfanin Refinance Company Plc (NMRC) yana da kusan mambobi banki na ba da lamuni na aro guda 20;

  1. Sterling Bank Plc
  2. Access Bank Plc
  3. Heritage Bank Plc
  4. Stanbic IBTC Bank Plc
  5. Infinity Trust Mortgage Bank Plc.
  6. Iyakan Gida na Gidajan Gida
  7. FHA Adana Gidaje da Lamuni Masu Iyakantacce
  8. Amintaccen Bankin Ba da rancen Jarin
  9. Bankin Jinga Gidaje na Imperial
  10. Abbey Mortgage Bank Plc
  11. Makarantar Bayar da Kuɗi & Lamuni Mai iyaka
  12. Platinum Mortgage Bank Limited
  13. Jubilee Life Savings & Loans Limited
  14. Haggai Savings & Loans Limited
  15. 'Yan Gudun Hijirar Gidaje da Lamuni
  16. Sabuwar Buildingungiyar Ginin Gwaji.
  17. Sun Trust Bank.
  18. Bankin Ba da rancen 'Yan Sanda na Najeriya.
  19. Mayfresh Tanadi & Lamuni Mai Iyaka.

[6]

Yanayin Ayyuka[gyara sashe | Gyara masomin]

Refinancing sake zagayowar

Mataki na farko shine don wanda ya karɓi rance ya karɓi rancen lamuni daga mai ba da rance don shiga bisa laákari da ƙididdigar tsarin ƙasa da NMRC ta kafa; a sakamakon haka mai karbar bashi zai samar da bashin shugaban bashi tare da riba. Mai karba aro zai kuma bayar da jingina a matsayin lamuni kan dukiyar da za a saya.

Mataki na biyu shine ga masu ba da lamuni don ba da rance tare da NMRC. NMRC za ta sake ba da rancen lamuni na banki tare da komawa ga cibiyoyin kudi. Mai ba da rancen lamuni zai biyo baya, ya ba da tsaro a kan jakar jingina don amfanin NMRC.

Mataki na uku shine don NMRC don ɗaga nata kuɗaɗen ta hanyar shiga kasuwannin babban birni da bayar da lamuni. Zai fitar da shaidu na kamfanoni, wanda ba ya ƙunsar kowane wucewa ta cikin haɗarin daraja da aka haɗe da jingina. NMRC tana aiki azaman matsakaici tsakanin masu ba da lamuni da kasuwannin ƙasa. Ta amfani da girma da ƙimar daraja, NMRC za ta iya tara kuɗi a rahusa mai arha. Wannan ya danganta ne ga masu hannun jari masu ƙarfi, tushe mai ƙarfi, kyakkyawan ƙimar kadarori a cikin littattafanta da gaskiyar cewa CBN da SEC suna tsara NMRC. [7]

Ayyuka[gyara sashe | Gyara masomin]

Kwanan wata Taron Bayani
5th-7 Mayu 2015 Cibiyar Nazarin Jama'a ta NMRC da shoparfafa shoparfafa .warewa Cibiyar Nazarin Jama'a da Ilimin Workwarewa ta NMRC hanya ce ta wayar da kai da haɓaka ƙarfin aiki. Ya kasance nasara kuma ya sami babban tasiri a fagen masu aikin lamuni da masu ruwa da tsaki. [8]
14 Janairu 2015 NMRC Ta Gudanar Da Taron Bita Akan Dabarar ICT Don Bankunan Ba da Lamuni Kamfanin Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Bayar da Haɗin Kai ta Nijeriya (NMRC) ta gudanar da taron bitar na kwana guda na ICT ga membobinta masu ba da rancen lamuni.

Kamfanin sake hada-hadar kudi ya ba da shawarar aiwatar da tsarin ICT (Fasahar Sadarwa na Sadarwa) wanda zai danganta tsarin NMRC da tsarin bankunan bayar da lamuni na ba da rance don saukaka saurin mu'amala, rahoto da sa ido kan biyan lamunin lamuni. [9]

Duba kuma[gyara sashe | Gyara masomin]

Babban Bankin Najeriya

Manazarta[gyara sashe | Gyara masomin]

Hanyoyin haɗin waje[gyara sashe | Gyara masomin]