Bankin Masana'antu

Bankin Masana'antu
Bayanai
Farawa	1959

Bankin Masana'antu Limited (an taƙaita shi a matsayin 'BOI') shine mafi tsufa kuma mafi girma a Cibiyar Kula da Kudi ta Najeriya (DFI) a halin yanzu tana aiki. Ma'aikatar Kudi ce ta mallaki (MOFI) Najeriya (94.80%), Babban Bankin Najeriya (CBN) (5.19%) da masu hannun jari masu zaman kansu (0.01%). Bankin yana da mambobi 11 a cikin kwamitin kuma Aliyu Abdulrahman Dikko ne ke jagoranta.

Tarihi

Bankin Masana'antu Limited ya fara aiki a 1959 a matsayin Kamfanin Zuba Jari na Najeriya (ICON) Limited. A shekara ta 1964, an sake gina ICON Limited don zama Bankin Ci gaban Masana'antu na Najeriya (NIDB) Limited a karkashin jagorancin Bankin Duniya. Da farko, Kamfanin Kudi na Duniya (IFC) ya mallaki kashi 75% a cikin NIDB kuma ya samar da Manajan Darakta na farko. Koyaya, an narkar da tsarin daidaito a cikin 1976 sakamakon dokar 'yan asalin ƙasar.

A shekara ta 2001, an sake gina BOI daga hadewar Bankin Ci gaban Masana'antu na Najeriya (NIDB), Bankin Kasuwanci da Masana'antar Najeriya (NBCI) da Asusun Ginin Tattalin Arziki na Kasa (NERFUND). Kodayake an fara saita hannun jari na bankin a biliyan 50 bayan sake gina NIDB, an kara shi zuwa biliyan 250 a shekara ta 2007.

Ayyuka

Bankin ya taimaka wajen gudanar da Asusun Gudanar da Wutar Lantarki da Jirgin Sama biliyan 300 da Asusun Taimako na auduga, Textile da Garments biliyan 50 daga CBN, Asusun Gudummawa na Abun Najeriya miliyan 200 (Asusun NCI), Asusun Gudun Gida na Najeriya biliyan 2.5 da Ƙananan Ma'adanai (ASM) da sauran kudade. BOI kuma tana sarrafawa da rarraba Shirin Kasuwancin Gwamnati da Karfafawa (GEEP), ɗaya daga cikin shirye-shiryen shiga tsakani na zamantakewa da Gwamnatin Tarayya ta gabatar. GEEP (wanda aka fi sani da MarketMoni) asusun biliyan 140 ne da nufin tallafawa mutane a cikin bangaren da ba na al'ada ba tare da rance a kashi zero. Ta hanyar asusun, BOI tana tallafawa hadin gwiwar kasuwanci, hadin gwiwoyin mata, ƙananan kamfanoni da ƙungiyoyin kasuwanci tare da rance daga Ō10,000 zuwa Ō50,000.

A matsayin wani ɓangare na ƙoƙarin fadada damar samun kuɗi, BOI ta fara haɗin gwiwa tare da gwamnatocin jihohi da yawa a ƙarƙashin tsarin daidaitaccen kuɗi. Asusun daidaitawa na MSME shine tsarin tallafi na 50:50 tare da Gwamnatocin Jihohi don gudanar da asusun don kafa ƙananan, ƙananan ko matsakaici a cikin jihohin da suka halarci.

Haɗin gwiwar dabarun

Haɗin gwiwa tare da Ma'aikatar Ma'adinai da Ci gaban Karfe ta Tarayya

A cikin 2017, Ma'aikatar Ma'adinai da Ci gaban Karfe ta Tarayya (FMMSD) ta kafa Asusun Taimako na Kudi na Kasuwanci da Ƙananan Ma'adanai na Najeriya (ASM) biliyan 2.5 kuma ta sanya BOI a matsayin manajan asusun. Manufar Asusun ASM shine don magance bukatun kudade na masu sana'a da ƙananan ma'adinai yayin inganta ci gaban ma'adanai masu ƙarfi a Najeriya. Ta hanyar makircin, masu hakar ma'adinai na sana'a na iya samun damar zuwa miliyan 10 yayin da ƙananan masu hakar fashi na iya samun dama har zuwa miliyan 100.

Shirin Makamashi na Hasken rana na BOI-UNDP

A cikin 2011, BOI da Shirin Ci Gaban Majalisar Dinkin Duniya (UNDP) sun ƙaddamar da Shirin Samun Makamashi Mai Sabuntawa. An kafa aikin ne don aiki a matsayin shirin bayar da shawarwari da wayar da kan jama'a don ingantawa da tallafawa fadada ayyukan makamashi mai sabuntawa don tallafawa gidaje da kamfanoni na cikin gida a cikin al'ummomin da ba a kula da su ba. Don cimma wannan, BOI da UNDP sun karfafa masu ruwa da tsaki a cikin sararin makamashi mai sabuntawa don saka hannun jari a bangaren Najeriya. Koyaya, a cikin 2015, an sake mayar da hankali ga aikin don daidaitawa da dabarun BOI don tallafawa da aiwatar da ayyukan makamashi mai sabuntawa tare da haɗin gwiwar masu ruwa da tsaki. A sakamakon haka, an sake sunan aikin zuwa Shirin Makamashi na Hasken rana (SEP) don nuna canjin a cikin dabarun dabarun.

SEP ta fara ne tare da aikin wutar lantarki na ƙauyuka wanda ya haɗa da samar da kudade na dogon lokaci don shigar da ƙananan ƙananan ƙananan hanyoyin samar da wutar lantarki ta hasken rana [buzzword] a cikin al'ummomin karkara da aka zaba. Tsakanin shekara ta 2015 zuwa 2016, an shigar da ƙananan ma'auni da hanyoyin samar da makamashi na hasken rana a cikin yankunan karkara 6 a cikin jihohin Najeriya 6: Jihar Nijar, Jihar Osun, Jihar Gombe, Jihar Anambra, Jihar Edo da Jihar Kaduna. An shigar da mita da aka riga aka biya, ta amfani da samfuran Pay-As-You-Go, a kowane gida da microenterprise don karɓar sassauci na biyan kuɗi da kuma warware ƙalubalen kuɗin da ba a biya ba. An dauki matakin matukin jirgi a matsayin nasara kuma ya ja hankalin masu saka hannun jari da yawa a duk faɗin Najeriya.

A bayan wannan nasarar, BOI da UNDP sun shiga yarjejeniyar raba farashi don tallafawa kashi na biyu na aikin. A cikin 2016, BOI ta ba da kuɗin bashin dala miliyan 1.4 yayin da UNDP ta ba da tallafin $ 600,000 don sake maimaita hanyoyin samar da makamashi na hasken rana a cikin ƙarin al'ummomi 11 a fadin jihohin Najeriya 4: Jihar Nijar, Jihar Gombe, Jihar Anambra da Jihar Kaduna.

Dangane da fa'idodin SEP, BOI ta gabatar da samfurin kasuwanci na Solar Energy biliyan 2 a cikin 2017 don samun dama ta nau'ikan masu amfani da ƙarshe kai tsaye ta hanyar BOI da kai tsaye.

Ta hanyar Shirin Makamashi na Hasken rana, bankin yana da niyyar samar da wutar lantarki ga gidaje sama da 100,000 da ƙananan kamfanoni a yankunan karkara da na kasuwanci nan da shekarar 2021.

Haɗin gwiwa tare da Bankin Raya Afirka (AfDB) Group

A cikin shekara ta 2011, Kwamitin Daraktocin Bankin Raya Afirka (AfDB) Group ya amince da layin bashi na dala miliyan 500 don taimakawa BOI wajen tallafawa SMEs na gida a Najeriya. A cikin 2015 da 2017, bankin ya sami dala miliyan 100 (a cikin ɓangarori biyu na dala miliyan 50 kowannensu) don tallafawa SMEs masu fitarwa tare da ikon samar da musayar kasashen waje. Za a samar da layin bashi don ayyukan tallafi da ke da niyyar rage talauci, samar da aiki da ƙirƙirar dukiya ta hanyar kasuwanci, zamantakewa da ci gaban tattalin arziki. A matsayin wani ɓangare na yarjejeniyar, AfDB ta buƙaci bankin ya ba da taimako na fasaha don gina iyawa ga duka BOI da SMEs. Don wannan dalili, BOI ta shiga kamfanonin kasa da kasa BDO / GBW.

Rassan

Bankin Masana'antu yana da cibiyar sadarwa mai ƙarfi a duk faɗin Najeriya tare da rassa 24, hedkwatar a Jihar Legas, Najeriya da kuma ofishin kamfanoni a Abuja, Najeriya.  

Rukunin reshe

Kamfanin BOI-Investment Trust Company (BOI-ITC)

BOI Investment and Trust Company Limited (BOI-ITC) an kafa shi ne a cikin 1978 a matsayin cikakken mallakar wanda ya riga BOI, Bankin Ci gaban Masana'antu na Najeriya (NIDB). An kafa shi a matsayin mai gudanar da kasuwar babban birnin don aiki a matsayin mai kula, mai rajista da kuma manajan asusun / fayil. Kamfanin kuma ya yi rajista tare da CBN a matsayin kamfanin kudi. A matsayinta na mai kula, BOI-ITC tana cikin kasuwancin amincewa na musamman ciki har da amincewa da masu zaman kansu da na jama'a, fa'idodin ritaya na aiki, gudanar da asusun amincewa ga masu zaman kansu le kamfanoni, gudanar da dukiya a ƙarƙashin amincewa, da kuma aiwatar da sauran ayyukan da suka shafi.

BOI-Microfinance Bank Limited (BOI-MFB)

Bankin BOI-Microfinance Limited kamfani ne mai iyakantaccen alhakin da aka kafa a Najeriya a karkashin Dokar Kamfanoni da Allied Matters ta 2002 kuma CBN ta tsara shi. Bankin yana ba da sabis na kuɗi mai yawa ga ƙananan kamfanoni, ƙananan kamfanoni da matsakaici da masu karamin kuɗi daban-daban a matsayin mutane da kuma kungiyoyi. Yana ba da rance na kudade, rance na aiki, rance mai amfani da rance wanda bai wuce 500 000 ga kowane kamfani ba. Bugu da kari, BOI-MFB tana da niyyar karfafa tanadi tsakanin matalauta marasa kudi na al'ummar Najeriya.

BOI-MFB babbar abin hawa ce wajen isar da manufofi na BOI Bottom of the Pyramid Scheme (BOP).

BOI Insurance Brokers (BOI-IB) Limited

BOI Industrial and Development Insurance Brokers (BOI-IB) Limited yana ba da inshora da sabis na ba da shawara. BOI-IB Limited tana ba da ƙungiyoyi tare da inshora na wuta / haɗari na waje, inshora na fashi / fashewa, asarar sakamako, lalacewar injuna, inshora kuɗi, kayayyaki a cikin sufuri, haɗarin mutum na rukuni, alhakin jama'a, garantin aminci, inshora ta ruwa da inshora ta mota (motora).

BOI-IB iyakance kuma yana ba da inshora don rancen BOI da ayyuka.

Ayyukan Kudi na LECON

LECON Financial Services, tsohon Leasing Company of Nigeria Limited, an kafa shi ne a matsayin cikakken mallakar Bank of Industry Limited (BOI), tsohon Bankin Ci gaban Masana'antu na Najeriya Limited, (NIDB) a cikin 1989. An kafa shi ne don haɓaka ayyukan BOI ta hanyar samar da kayan aiki ga masu cin gajiyar bankin.