First City Monument Bank

Daga Wikipedia, Insakulofidiya ta kyauta.
First City Monument Bank
Bayanai
Suna a hukumance
First City Monument Bank
Iri ma'aikata
Masana'anta finance (en) Fassara
Ƙasa Najeriya
Aiki
Ma'aikata 3,893 (Disamba 2019)
Harshen amfani Turanci
Mulki
Hedkwata Lagos Island
Mamallaki First City Monument Bank
Tarihi
Ƙirƙira 1982

fcmb.com


First City Monument Bank (FCMB), memba na FCMB Group Plc, wani kamfani ne mai kula da harkokin kudi wanda ke da hedkwata a Legas.[1] FCMB Group Plc yana da rassa guda tara da aka raba tsakanin ƙungiyoyin kasuwanci guda uku: banki na kasuwanci da dillali, bankin zuba jari, da sarrafa kadara da dukiya. Ya zuwa watan Disambar 2020, jimillar kadarorin kungiyar an kimanta dalar Amurka biliyan 5 (NGN: tiriliyan 2).[2]

Tarihi[gyara sashe | gyara masomin]

Cibiyar da aka kafa bankin, City Securities Limited (CSL), an kafa shi ne a cikin 1977 ta Oloye Subomi Balogun, Otunba Tunwashe na Ijebu, dan kabilar Yarbawa na gargajiya. First City Merchant Bank aka kafa a 1982 tare da babban iri daga CSL.[3] An haɗa shi azaman kamfani mai iyaka mai zaman kansa akan 20 Afrilu 1982 kuma ya ba da lasisin banki akan 11 ga Agusta 1983. [3] Shi ne banki na farko da aka kafa a Najeriya ba tare da tallafin gwamnati ko na kasashen waje ba. A shekarar 2001, an canja sunan bankin daga First City Merchant Bank zuwa First City Monument Bank Limited bayan da bankin ya rikide zuwa bankin duniya.[4] An kafa wani sabon reshen, FCMB Capital Markets Limited, don tallafa wa harkokin kasuwancin sa. [3] A ranar 15 ga Yuli, 2004, FCMB ta canza matsayinta daga kamfani mai iyaka mai zaman kansa zuwa kamfani mai iyaka na jama'a kuma an jera shi a kan kasuwar hada-hadar hannayen jari ta Najeriya (NSE) ta gabatarwa a ranar 21 ga Disamba 2004.[5]

Credit Direct Limited, wani reshen banki, an kafa shi a cikin 2007.

A sakamakon dokar da babban bankin Najeriya (CBN) ya yi a shekarar 2010, an kafa FCMB Group Plc kuma ta zama kamfani mai rike da kudade ga rassan FCMB kai tsaye.[6]

A cikin 2014, FCMB (UK) Limited, reshe na First City Monument Bank Limited, an ba shi izinin yin aiki a Ƙasar Ingila.[7] Hukumar kula da da'ar kudi da kuma Prudential Regulation Authority ne ke tsara shi.

A cikin Nuwamba 2017, FCMB Group ta sami FCMB Pensions Limited (tsohon Legacy Pension Managers Limited).[8] A cikin Yuli 2021, FCMB Pensions Limited ta sami hannun jarin kashi 60% a AIICO Pension Managers Limited.[9]

Kamfanoni[gyara sashe | gyara masomin]

FCMB Group PLC ta ƙunshi rassa guda tara waɗanda suka haɗa da:

  1. FCMB Capital Markets Limited - Bankin Zuba Jari & Ayyukan Shawarwari - Lagos, Nigeria
  2. FCMB (United Kingdom) Limited - Bankin Zuba Jari - London, United Kingdom
  3. CSL Stockbrokers Limited - Ayyukan dillalan hannun jari - Legas, Najeriya
  4. FCMB Pensions Limited (Tsohon Legacy Pension Fund Adminstrators) – Abuja, Nigeria
  5. Credit Direct Limited - Lamuni na Microfinance - Lagos, Nigeria
  6. FCMB Microfinance Bank - Microfinance Bank - Lagos, Nigeria
  7. FCMB Limited - Sabis na kasuwanci da banki - Lagos, Nigeria
  8. FCMB Asset Management Limited - Gudanar da kadara da dukiya - Lagos, Nigeria
  9. FCMB Trustees Limited - Gudanar da kadara da canja wuri - Lagos, Nigeria

Bankin[gyara sashe | gyara masomin]

A watan Nuwambar 2010, IFC, memba a rukunin Bankin Duniya, ta sanar da zuba jarin dala miliyan 70 a FCMB. A wannan watan ne dai Bankin FinBank da First City Monument Bank (FCMB) suka sanar da cewa FCMB ta nuna sha’awarta na samun hannun jari da kuma zama mai dabarun saka hannun jari a FinBank, wani bankin kasuwanci na Najeriya da ya gaza samun jari.[10]

A watan Fabrairun 2012, bayan amincewar ka'idoji, FCMB ta sami hannun jari 100% kuma ta fara haɗin gwiwar Finbank a cikin ayyukan da yake gudana.

A shekarar 2017, FCMB tana da abokan ciniki miliyan 4.3, da rassa 220, da kuma wani reshen banki a Burtaniya.[11] A shekarar 2021, kwastomomin bankin sun kai kusan miliyan 8.[12]

A watan Oktoban 2020, bankin ya shiga Budaddiyar Bankin Najeriya, wata kungiya ce mai zaman kanta wacce ke ba da shawarar samar da daidaitattun ma'auni na buɗaɗɗen aikace-aikacen shirye-shiryen Interface (API) a cikin yanayin yanayin kuɗin Najeriya.[13][14]

A cikin 2021, FCMB ta sami lambar yabo mafi kyawun bankin SME a Afirka da kuma mafi kyawun bankin SME a Najeriya a lambar yabo ta yankin Asiya ta Gabas ta Tsakiya da Afirka.

Kanana da matsakaita Enterprises (SMEs)[gyara sashe | gyara masomin]

Sabis na Ba da Shawarar SME na FCMB yana ba wa ƙanana da matsakaitan masana'antu (SMEs) basirar kasuwa, taimakon fasaha, da kuɗin shiga tsakani. A cikin 2019, bankin ya ƙaddamar da Hub One, wurin aiki tare don ba da damar intanet na farawa. A cikin 2020, FCMB ta sami lamunin dala miliyan 50 daga IFC don taimakawa bankin faɗaɗa lamunin SMEs ɗin su don tallafawa kasuwanci yayin barkewar cutar sankara . Ya zuwa shekarar 2021, ta ba da garantin lamuni na sama da Naira biliyan 23 ga SMEs tare da rashin isassun lamuni ko waɗanda ke cikin matakin farawa. A shekarar 2021, FCMB ta samu lamunin dala miliyan 50 daga Bankin Raya Afirka (AfDB) don tallafawa harkokin noma, masana'antu, kiwon lafiya da kuma makamashin da ake sabunta su, inda kashi 30% na kudaden ke zuwa kasuwancin mata ne. Hakanan ta sami lamuni dala miliyan 10 daga Oikocredit don tallafawa kasuwancin noma, musamman a yankunan masu karamin karfi da cutar ta COVID-19 ta shafa.

Noma[gyara sashe | gyara masomin]

FCMB tana da shirye-shirye da yawa a cikin masana'antar agribusiness don taimakawa samar da ingantacciyar damar samun kuɗi, bincike, da haɓaka ma'aikata. Ya zuwa watan Mayun 2021, bankin ya taimaka wa manoma 100,000 su kara samar da abinci ta hanyar hadin gwiwa da daidaikun mutane, kungiyoyi, da sauran masu ruwa da tsaki. Waɗannan sun haɗa da haɗin gwiwa tare da manoma da ƙananan manoma da Babban Gona (Great Farm), wanda ya girma daga 100 zuwa sama da 20,000; haɗin gwiwa tare da Psaltry International Limited, wanda ke samarwa da kuma sayar da kayayyakin rogo; da Plantation Industries Limited, kamfani ne da ke sarrafa danyen koko cikin barasa, da man koko, wainar koko da kuma garin koko. Bankin ya kuma bayar da Naira miliyan 300 ga masu noman tarakta (Tractor Own and Hiring Facilities Association of Nigeria) (TOHFAN) domin kungiyar ta samar da taraktoci ga manoman Kaduna.

Kasuwanci mallakar mata[gyara sashe | gyara masomin]

A cikin Maris 2019, FCMB ta ƙaddamar da SheVentures, shirin da ke taimaka wa mata ko kuma masu kula da SMEs samun kudade, horarwa, jagoranci, da kuma hanyar sadarwa. Wadanda suka ci gajiyar tallafin na karbar lamuni tsakanin Naira 500,000 zuwa Naira miliyan 5 kuma ba su biya ruwa ba. Tun daga shekarar 2019, shirin ya taimaka wa mata fiye da 15,000 SMEs.

Matasa[gyara sashe | gyara masomin]

A cikin 2015 FCMB ta ƙaddamar da Flexx, asusun banki wanda ke taimaka wa matasa yin yanke shawara mai kyau na banki. Flexx Hubs bankuna ne ga ɗalibai a cibiyoyin karatu daban-daban a cikin Najeriya ciki har da Asibitin Koyarwa na Jami'ar Jihar Legas (MediLag), Kwalejin Kimiyya da Fasaha ta Jihar Legas (Lapsotech) da sauransu. A shekarar 2018, bankin ya dauki nauyin daukar nauyin mambobi 1,000 na masu yi wa kasa hidima (NYSC) a cikin shirin samar da kasuwanci da karfafa matasa. A shekarar 2021, FCMB ta hada hannu da gidauniyar WeForGood da Slum Art Foundation don yin aiki tare da yara 200 a unguwar marasa galihu na Ijora-Badia, Legas, inda suke koya musu fasaha da zane-zane.

Makamashi mai sabuntawa[gyara sashe | gyara masomin]

A shekarar 2021, FCMB ta aiwatar da yarjejeniyoyin inganta rance na Naira biliyan 20.9 don tallafawa ayyukan makamashin da ake sabunta su a Najeriya. Bankin ya kuma samar da wani samfuri don masu haɓaka ƙananan grid a ƙarƙashin wani yunƙuri da Bankin Duniya/Hukumar Lantarki na Karkara (REA) ta bayar.

Mallaka[gyara sashe | gyara masomin]

An jera hannun jarin hannun jari na First City Monument Bank a kasuwar hada-hadar hannayen jari ta Najeriya, inda suke ciniki a karkashin alamar: FCMB . Cikakken cikakken hannun jari na yanzu a cikin banki, biyo bayan haɗin gwiwa tare da FinBank, ba a samuwa a bainar jama'a.

FCMB Group Plc (FCMB) ta ci gaba da jajircewa wajen kafa ka'idojin gudanar da kamfanoni a matsayin wani bangare na tsarin kamfanoni. Ana ci gaba da tabbatar da bin ka'idojin gudanar da harkokin kasuwanci na babban bankin Najeriya, da kasuwar hada-hadar hannayen jari ta Najeriya da hukumar hada-hadar hannayen jari.

Kwamitin gudanarwa na FCMB Group Plc ya kunshi shugaba da daraktoci tara (manyan daraktoci uku da masu gudanarwa shida wadanda ba na zartarwa ba) daidai da tsarin da ya dace na kasa da kasa, wanda ke bukatar adadin shugabannin da ba na zartarwa ba ya fi na manyan daraktoci. . Akwai rabe-raben ayyuka a tsakanin shugaban kungiyar da shugaban hukumar.

Hukumar na yin taro akai-akai don tsara faffadan manufofi don kasuwanci da ayyukan ƙungiyar, kuma tana tabbatar da cewa an kiyaye haƙiƙa da ƙwararrun alaƙa tare da masu binciken ƙungiyar don haɓaka bayyana gaskiya a cikin rahoton kuɗi da waɗanda ba na kuɗi ba. Ana bayyana abubuwan da suka shafi daraktoci, da kuma bayanan hannun jarinsu, a cikin Rahoton Shekara-shekara da Asusun Ƙungiyar.

Jagoranci[gyara sashe | gyara masomin]

A shekarar 2017, an nada Ladi Balogun shugaban rukunonin kamfanin riko na FCMB, FCMB Group Plc.[15] Ya taba zama Manajan Daraktan FCMB. [15] Karkashin jagorancinsa daga shekarar 2007-2017, bankin ya girma ya zama daya daga cikin manyan bankunan kasuwanci 10 a Najeriya.[16][17] Balogun yana aiki a hukumar gudanarwar kamfanonin FCMB da dama, ya shugabanci hukumar Credit Direct Limited, sannan ya rike mukamin shugaban kamfanin zuba jari na Tenet da kuma shugaban Legacy Pension Managers Ltd.

A watan Janairun 2021, Yemisi Edun, Babban Darakta na FCMB kuma Babban Jami’in kudi, an nada shi mukaddashin Manajan Darakta bayan Manajan Darakta a lokacin, Adam Nuru, ya sauka daga mukaminsa.[18] A watan Yuli, nadin ya zama a hukumance, wanda ya zama mace ta farko da ta zama shugabar FCMB. Edun ya fara shiga bankin ne a shekara ta 2000 a matsayin shugaban sashen kula da harkokin cikin gida.

Ta yi digirin farko a fannin Chemistry daga Jami’ar Ife, Ile-Ife, sannan ta yi digiri na biyu a fannin Accounting and Finance a Jami’ar Liverpool, United Kingdom . Ita ma'aikaciyar Cibiyar Nazarin Chartered Accountants ta Najeriya ce kuma Tabbatacciyar Manazarcin Kudi, CFA. Ita kuma ƙwararren mai binciken tsarin bayanai ce.

Rukunin FCMB Group Plc na tara suna ƙarƙashin jagorancin:

  1. Yemisi Edun, Manajan Darakta, First City Monument Bank Limited
  2. Colin Fraser, Babban Jami'in Gudanarwa, FCMB (UK) Limited
  3. Akinwande Ademosu, Manajan Darakta, Credit Direct Limited
  4. Adetunji Lamidi, Manajan Darakta, FCMB Microfinance Bank Limited
  5. Abimbola Kasim, Ag. Manajan Darakta, FCMB Capital Markets Limited
  6. Abiodun Fagbulu, Manajan Darakta, CSL Stockbrokers Limited
  7. Christopher Bajowa, Ag. Manajan Darakta, FCMB Pensions Limited
  8. James Ilori, Manajan Darakta, FCMB Asset Management Limited
  9. Samuel Adesanmi, Manajan Darakta, FCMB Trustees Limited [2]

Nassoshi[gyara sashe | gyara masomin]

  1. "Obaseki, FCMB's COO, retires". Vanguard News (in Turanci). 2021-03-05. Retrieved 2021-09-15.
  2. 2.0 2.1 "FCMB Group PLC Annual Report and Accounts" (PDF). Archived from the original (PDF) on 2021-09-29. Retrieved 2023-05-21.
  3. 3.0 3.1 3.2 Oshikoya, Temitope W.; Durosinmi-Etti, Kehinde (2019-05-28). Frontier Capital Markets and Investment Banking: Principles and Practice from Nigeria (in Turanci). Routledge. ISBN 978-0-429-57770-3.
  4. "OUR HISTORY". First City Monument Bank. Retrieved 4 March 2020.
  5. "investorrelations.firstcitygroup.com". investorrelations.firstcitygroup.com. Retrieved 24 August 2017.
  6. "CREDIT DIRECT LIMITED; ALL YOU NEED TO KNOW". nigerianfinder.com. Retrieved 2021-10-04.
  7. "More new banks line up to take on Britain's big high street lenders". Reuters (in Turanci). 2014-07-07. Retrieved 2021-10-04.
  8. "FCMB Group completes acquisition of Legacy Pension". The Guardian Nigeria News - Nigeria and World News (in Turanci). 2017-11-22. Retrieved 2021-10-05.
  9. Ojonugwa, Aina (2021-07-07). "FCMB Acquires 60% Stake In AIICO Pensions" (in Turanci). Retrieved 2021-10-05.
  10. "IFC Invests in First City Monument Bank to Support Growth, SME Financing". pressroom.ifc.org. Retrieved 2021-08-20.
  11. Reports, Obinna Chima With Agency (2 November 2010). "Nigeria: FCMB Makes Bid for Finbank". This Day (Lagos). Retrieved 24 August 2017.
  12. "FCMB finalizes FinBank Acquisition". Nigeria Business News. 1 February 2012. Retrieved 24 August 2017.
  13. Gbadeyanka, Modupe (2018-01-08). "FCMB's Ladi Balogun Becomes Legacy Pensions Chairman | Business Post Nigeria" (in Turanci). Retrieved 2021-08-11.
  14. "FCMB: Balogun steps down, as Nuru takes over". Vanguard News (in Turanci). 2017-02-20. Retrieved 2021-08-11.
  15. 15.0 15.1 Olowookere, Dipo (2017-02-20). "Adam Nuru Replaces Ladi Balogun as FCMB Boss | Business Post Nigeria" (in Turanci). Retrieved 2021-09-03.
  16. "FCMB: Balogun steps down, as Nuru takes over". Vanguard News (in Turanci). 2017-02-20. Retrieved 2021-12-22.
  17. Olowookere, Dipo (2017-02-20). "Adam Nuru Replaces Ladi Balogun as FCMB Boss | Business Post Nigeria" (in Turanci). Retrieved 2021-12-22.
  18. Gbadeyanka, Modupe (2018-01-08). "FCMB's Ladi Balogun Becomes Legacy Pensions Chairman | Business Post Nigeria" (in Turanci). Retrieved 2021-09-03.